About DebtRiot - Your UK Debt Payoff Calculator & Personalised Plan

DebtRiot was created in the UK by someone who’s faced debt head-on. It began as a personal tool to show - in plain English - exactly how long it could take to become debt-free using real numbers. No guesswork. No jargon. No sign-ups.

What started as a private project has grown into a tool helping people across the UK build a personalised debt-free plan in minutes. With DebtRiot, you can:

• See your debt-free date instantly.

• Compare Snowball vs Avalanche repayment strategies.

• Download a professional, printable PDF payoff schedule you can follow for life.

Our mission is simple:

• Clarity - Know the exact date you could be debt-free.

• Control - Choose the repayment method that saves the most interest or motivates you most.

• Confidence - Follow a realistic plan you can stick to.

DebtRiot isn’t financial advice - it’s an independent calculator that shows “if X, then Y” based on what you enter. If you’re struggling to cover essentials, consider free, FCA-authorised help from StepChange or National Debtline.